Credit cards, lines of credit, AnyTime Loans, and more with a simple, streamlined borrowing process.
Effective Date: 4/3/2025
APR* as low as | Additional Information |
---|---|
9.90%1 | 0% introductory rate for first 6 months for qualified members |
1APR means Annual Percentage Rate. Rates are based on creditworthiness; other terms and conditions may apply.
Effective Date: 4/3/2025
APR* as low as | Additional Information |
---|---|
14.99%2 | 0% introductory rate for first 6 months for qualified members |
2APR means Annual Percentage Rate. Rates are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate.
Effective Date: 4/3/2025
Loan Type | APR* as low as |
---|---|
Lines of Credit | 10.25% |
*APR means Annual Percentage Rate.
Effective Date: 4/3/2025
Maximum Term | APR* as low as | Monthly Payment per $1,000 Borrowed |
---|---|---|
36 months | 8.90% | $31.76 |
48 months | 9.90% | $25.32 |
60 months | 10.90% | $21.70 |
84 months | 11.90% | $17.61 |
*APR means Annual Percentage Rate. Rates for personal loans range from 8.90% to a maximum no greater than 18% APR. The maximum APR of 18% includes interest rate plus fees and other costs for a year and is calculated consistently with local law. The minimum period for repayment is 12 months, the maximum period for repayment is 84 months. Loan subject to approval. Not all applicants will qualify and not all borrowers will qualify for the lowest rate. The actual rate will vary depending on credit worthiness.
Effective Date: 4/3/2025
Maximum Term | APR* as low as | Monthly Payment per $1,000 Borrowed |
---|---|---|
12 months | 8.90% | $87.41 |
*APR means Annual Percentage Rate. Loan amount set at $1,000, $1,500, or $2,000. Rates for an AnyTime Express personal loan range from 8.90% to a maximum no greater than 18% APR. The maximum APR of 18% includes interest rate plus fees and other costs for a year and is calculated consistently with local law. The repayment period is 12 months. Other terms and conditions may apply. Loan subject to approval. Not all applicants will qualify and not all borrowers will qualify for the lowest rate. The actual rate will vary depending on credit worthiness.
Effective Date: 4/3/2025
Maximum Term | APR* as low as | Monthly Payment per $1,000 Borrowed |
---|---|---|
36 months | 5.49% | $30.20 |
60 months | 5.49% | $19.10 |
72 months | 5.75% | $16.46 |
84 months | 6.99% | $15.10 |
*Annual Percentage Rate (APR) based on product, creditworthiness, loan amount, loan to value, and term. All loans subject to credit approval. Other terms and conditions may apply. Amounts may vary. Motorcycles excluded. Currently not processing lease buyouts or private party transactions.
Effective Date: 4/3/2025
Loan Type | Maximum Term | APR* as low as | Monthly Payment Per $1,000 Borrowed |
---|---|---|---|
Motorcycle | 36 Months | 6.25% | $30.54 |
60 Months | 6.50% | $19.57 | |
72 Months | 7.00% | $17.06 | |
Boat or RV* | 36 Months | 6.25% | $30.54 |
60 Months | 6.50% | $19.57 | |
72 Months | 7.00% | $17.06 | |
84 Month | 7.75% | $15.47 | |
180 Months | 8.00% | $9.57 |
*APR means Annual Percentage Rate. RV includes: Motorboats, Motorhomes, Truck Campers, Travel Trailers and Folding Camp trailers
Effective Date: 4/3/2025
Term | Minimum Balance | APY1 | Dividend Rate | Better Rewards APY1,2 | Better Rewards Dividend Rate |
---|---|---|---|---|---|
6-Month | $500 | 3.50% | 3.440% | 4.00% | 3.922% |
9-Month | $500 | 3.60% | 3.537% | 4.10% | 4.018% |
12-Month | $500 | 3.80% | 3.730% | 4.30% | 4.210% |
18-Month | $500 | 3.30% | 3.247% | 3.80% | 3.730% |
24-Month | $500 | 3.20% | 3.150% | 3.70% | 3.633% |
36-Month | $500 | 3.00% | 2.956% | 3.50% | 3.440% |
1APY = Annual Percentage Yield. Certificates dividends are compounded daily and credited monthly. All accounts insured by the NCUA to at least $250,000. IRAs are separately insured up to $250,000. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors. Fees and/or penalties may reduce earnings.
Early withdrawal penalties: For certificates with a maturity of 12 months or less: loss of first 90 days of dividends. For certificates with a maturity of 13 months or greater: loss of 180 days of dividends.
2Members must meet Better Rewards Checking eligibility requirements at the time of opening or renewing a share certificate in order to receive the rewards rate. Other terms and conditions may apply.
Automatic renewal options available upon maturity. Share Certificates automatically renew to like terms. See Agreements & Disclosures for renewal policies.
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