Deposit Rates

Checking dividends are compounded daily and credited quarterly. All accounts insured by the NCUA to at least $250,000. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors. Fees and/or penalties may reduce earnings.

Checking dividends are compounded daily and credited quarterly. All accounts insured by the NCUA to at least $250,000. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors. Fees and/or penalties may reduce earnings.

Checking dividends are compounded daily and credited monthly. All accounts insured by the NCUA to at least $250,000. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors. Fees and/or penalties may reduce earnings.

Share savings dividends are compounded daily and credited quarterly. All accounts insured by the NCUA to at least $250,000. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors. Fees and/or penalties may reduce earnings.

All accounts insured by the NCUA to at least $250,000. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors. Fees and/or penalties may reduce earnings.

All accounts insured by the NCUA to at least $250,000. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors. Fees and/or penalties may reduce earnings.

IRA Savings, Money Manager and Money Market dividends are compounded daily and credited monthly. All accounts insured by the NCUA to at least $250,000. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors. Fees and/or penalties may reduce earnings.

IRA Savings, Money Manager and Money Market dividends are compounded daily and credited monthly. All accounts insured by the NCUA to at least $250,000. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors. Fees and/or penalties may reduce earnings.

IRA Savings, Money Manager and Money Market dividends are compounded daily and credited monthly. All accounts insured by the NCUA to at least $250,000. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors. Fees and/or penalties may reduce earnings.

¹APY means annual percentage yield and is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding. Dividends are compounded daily and credited monthly. Fees or penalties may apply for early withdrawals and may reduce earnings. All accounts insured by the NCUA to at least $250,000. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors.

²Early withdrawal penalties: For certificates with a maturity of 12 months or less: loss of 90 days of dividends.

³Automatic renewal options available upon maturity. Share Certificates automatically renew to like terms. See Agreements & Disclosures for renewal policies.

⁴Additional deposits may be made to Certificate Builder account prior to maturity. Principal balance or additional deposits after account opening may not exceed $10,000. Deposits exceeding maximum balance may be distributed to a new Certificate Builder account.

¹APY = Annual Percentage Yield. Certificates dividends are compounded daily and credited monthly. All accounts insured by the NCUA to at least $250,000. IRAs are separately insured up to $250,000. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors. Fees and/or penalties may reduce earnings.

Early withdrawal penalties: For certificates with a maturity of 12 months or less: loss of first 90 days of dividends. For certificates with a maturity of 13 months or greater: loss of 180 days of dividends.

²Members must meet Better Rewards Checking eligibility requirements at the time of opening or renewing a share certificate in order to receive the rewards rate. Other terms and conditions may apply.

Automatic renewal options available upon maturity. Share Certificates automatically renew to like terms. See Agreements & Disclosures for renewal policies.

¹APY = Annual Percentage Yield. Certificates dividends are compounded daily and credited monthly. All accounts insured by the NCUA to at least $250,000. IRAs are separately insured up to $250,000. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors. Fees and/or penalties may reduce earnings.

Early withdrawal penalties: For certificates with a maturity of 12 months or less: loss of first 90 days of dividends. For certificates with a maturity of 13 months or greater: loss of 180 days of dividends.

²9 month Share Certificate Special is available for a limited time and can be modified or withdrawn by First Financial at any time without notice. Minimum amount required to open is $5,000. Fees or penalties may reduce earnings. 9 Month Share Certificate Specials will automatically renew for 9 month terms unless directed to close the share or renew for another available term. Special annual percentage yield terminates when the share certificate renews or when the share is closed. Other terms and conditions may apply. New Money means opening funds must originate from a financial institution other than First Financial Federal Credit Union within 30 days prior to date of share certificate origination.

³11 month Share Certificate Special is available for a limited time and can be modified or withdrawn by First Financial at any time without notice. Minimum amount required to open is $25,000. Fees or penalties may reduce earnings. 11 Month Share Certificate Special will automatically renew for a 12 month term unless directed to close the share or renew for another available term. A one-time penalty free withdrawal option is available when the entirety of the funds are withdrawn and the account is closed prior to the maturity date. Special annual percentage yield and one-time penalty free withdrawal option terminates when the share certificate renews. This certificate cannot be opened through Online or Mobile Banking.

¹APY = Annual Percentage Yield. Certificates dividends are compounded daily and credited monthly. All accounts insured by the NCUA to at least $250,000. IRAs are separately insured up to $250,000. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors. Fees and/or penalties may reduce earnings.

Early withdrawal penalties: For certificates with a maturity of 12 months or less: loss of first 90 days of dividends. 

² 9 month Business Share Certificate Special is available for a limited time and can be modified or withdrawn by First Financial at any time without notice. Minimum amount required to open is $5,000. Fees or penalties may reduce earnings. Business Share Certificate Specials will automatically renew for 12 months terms unless directed to close the share or renew for another available term. Special annual percentage yield terminates when the share certificate renews or when the share is closed. Other terms and conditions may apply. 

³New Money means opening funds must originate from a financial institution other than First Financial Federal Credit Union within 30 days prior to date of share certificate origination.