Free Credit Report

It’s a great idea to obtain a copy of your credit report annually to verify that it’s complete and accurate before you need to apply for a loan.

First Financial offers free credit score reporting powered by SavvyMoney through Online or Mobile Banking. Track your credit score and full credit report. Learn what’s affecting your score, how to improve it, major changes or suspicious activity, and more without impacting your score.

Regularly checking your credit report and credit score allows you to:

  • Receive daily credit monitoring with alerts for major changes
  • Identify credit bureau errors
  • Understand the factors that impact your credit score
  • Work toward your financial goals

How to view your credit score:

  1. Log into Online or Mobile Banking.
  2. Select ‘Financial Planning’ in the menu, then select ‘Credit Score.’
  3. Track your credit score and view money-saving recommendations.

Additionally, all Maryland residents are eligible to receive one free annual credit report from each of these credit reporting agencies:

You’re also entitled to a free credit report at www.AnnualCreditReport.com.

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