AnyTime Personal Loans

Get the cash you need, fast and hassle-free!

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Personal loan options designed for you and your goals.

AnyTime Loans

Secure a low-interest rate for any purpose, whenever you need it.

Whether you’re planning to take a vacation, fund a home renovation, consolidate debt, or pay off unexpected expenses, an AnyTime Personal Loan can give you the cash you need.

We can customize our AnyTime Personal Loan for you and your goals. Plus, it’s an unsecured personal loan, so there’s no collateral required. Note: This product cannot be used for higher education purposes.

Features

  • Loan amounts from $1,000 to $35,000
  • Low, fixed interest rates
  • Predictable monthly payments
  • Flexible repayment terms up to 84 months
  • No collateral required
  • Fast loan approval and loan funding
  • Easy online loan application

Effective Date: 4/3/2025

AnyTime Loans
Maximum TermAPR* as low asMonthly Payment per $1,000 Borrowed
36 months8.90%$31.76
48 months9.90%$25.32
60 months10.90%$21.70
84 months11.90%$17.61

*APR means Annual Percentage Rate. Rates for personal loans range from 8.90% to a maximum no greater than 18% APR. The maximum APR of 18% includes interest rate plus fees and other costs for a year and is calculated consistently with local law. The minimum period for repayment is 12 months, the maximum period for repayment is 84 months. Loan subject to approval. Not all applicants will qualify and not all borrowers will qualify for the lowest rate. The actual rate will vary depending on credit worthiness. 

It’s easy to get and use an AnyTime Personal Loan. Here are some tips to help you make the most of your borrowing experience.

1. Write out your goals

Similar to creating a household budget, creating a list of anticipated expenses can help you get the unsecured personal loan you need for your goals.

2. Use our Personal Loan calculator 

Located within our Banzai Learning Center, this calculator can help you determine a monthly payment that works for your budget.

3. Borrow locally

When you choose First Financial, you get personal service from a not-for-profit financial cooperative dedicated to your community. We’re committed to helping you achieve your goals by giving you the lowest rates and most flexible personal loan options possible.

Apply Now  – AnyTimeLoans

APR* as low as:

8.90%

Loan Terms:

36-84 months

AnyTime Express Loans

The fast and easy way to get cash for any need, anytime, up to $2,000.

Our AnyTime Express Loan is the fastest way to get cash. Use the funds to cover an unexpected expense, a special gift, debt consolidation, or any other need. Note: This product cannot be used for higher education purposes.

Applying is quick and easy. In most cases, if your loan is approved, the funds are deposited into your account within minutes of applying.

Current members can log in to Online Banking and apply today! If you don’t see the AnyTime Express Loan application in Online Banking, you can still apply for the standard AnyTime Loan.

Features

  • Loan amounts of $1,000, $1,500, or $2,000
  • Low fixed interest rates
  • 12-month repayment period
  • No collateral required

Effective Date: 4/3/2025

AnyTime Express
Maximum TermAPR* as low asMonthly Payment per $1,000 Borrowed
12 months8.90%$87.41

*APR means Annual Percentage Rate. Loan amount set at $1,000, $1,500, or $2,000. Rates for an AnyTime Express personal loan range from 8.90% to a maximum no greater than 18% APR. The maximum APR of 18% includes interest rate plus fees and other costs for a year and is calculated consistently with local law. The repayment period is 12 months. Other terms and conditions may apply. Loan subject to approval. Not all applicants will qualify and not all borrowers will qualify for the lowest rate. The actual rate will vary depending on credit worthiness. 

APR* as low as:

8.90%

Loan Terms:

12 months

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