Visa® Debit Cards

Swipe or pay with ease.

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All Visa debit cards include:

  • Usage anywhere Visa cards are accepted
  • Fraud protection
  • Access at thousands of a surcharge-free ATMs nationwide through the Allpoint network

Redefine convenience on your terms.

Access your First Financial accounts with ease using your Visa debit card.

Visa Debit Card with Checking

Our Visa debit card is free to qualified checking account holders and offers the greatest flexibility for accessing your account. Use it at the ATM or for online or retail purchases. Just remember to note that the funds are deducted from your checking account.

Features

  • Use your card anywhere Visa is accepted
  • Earn $.25 cash back with every ‘cash back’ purchase at retailers1
  • Enjoy unlimited, free use at FFFCU ATMs and a minimum of 6 free transactions per month at non-First Financial ATMs2
  • Access thousands of surcharge-free ATMs nationwide through the Allpoint network
  • Digitally issued cards that let you use your card right away, before it arrives in the mail
  • Visa® Account Updater (VAU), a free service that provides updated card information to participating merchants for reoccurring bills/purchases where the card is already on file3
  • Make quick, secure and touch-free purchases all from your smartphone with Digital Wallet

Don’t have a checking account? Do more with your Visa debit card by opening one today!

Open Now  Visa Debit Card with CheckingReport a Lost or Stolen Card 

1When qualifications are met by selecting the ‘cash back’ (PIN required) option at checkout, you will earn $0.25 per transaction. Rewards will be deposited at the end of the quarter to the share where the transaction posted and will appear as ‘Cash Back Reward’ on account statement. Account must be in good standing when rewards are set to post. If the share is closed before rewards have been credited, rewards will be forfeited. All transactions may not be eligible, including payment through a third-party digital wallet or payment app. First Financial assumes no liability or responsibility for merchants that do not offer this service or for failed transactions. First Financial reserves the right to change, modify, or discontinue this payment at any time, with or without notice.

2ATM surcharging by other financial institutions may apply when you are using a non-First Financial ATM. Be sure to read all disclosure notices posted on ATMs. For additional information, refer to the Schedule of Fees.

3Cardholders are still responsible for following up with merchants in order to ensure they automatically received fully updated card information through the Visa® Account Updater service. Not all merchants participate in automatic updates. No card information is ever provided to merchants who do not already have the card on file. You may choose to opt-out of the free VAU service by completing the following Visa® Account Updater opt-out form.

Visa Debit Card without Checking

Use your Visa® debit card to withdraw cash from the ATM or to make convenient point-of-sale purchases.

Features

  • Enjoy unlimited, free use at First Financial ATMs and 6 free transactions per month at non-First Financial ATMs1
  • Access thousands of surcharge-free ATMs nationwide through the Allpoint network
  • Use your debit card for free point-of-sale purchases of gas, groceries and more by choosing ‘debit’ at checkout and entering your PIN2
  • Online and credit/signature purchases cannot be completed
Report a Lost or Stolen Card 

1ATM surcharging by other financial institutions may apply when you are using a non-First Financial ATM. Be sure to read all disclosure notices posted on ATMs. For fees and conditions, refer to the Schedule of Fees.

2Subject to Federal regulation transaction limits; see Agreements and Disclosures.

Digital Issuance Visa® Debit and Credit Cards

First Financial offers digitally issued Visa debit and credit cards, letting you use your new card right away, before it arrives in the mail.

The first time a card is issued or if a card is reported as lost or stolen, we’ll provide you with a digital version to add to your digital wallet, allowing you to make quick, secure payments almost anywhere—without having your physical card.

  1. Log into the First Financial mobile banking app.
  2. Under Accounts – Manage My Card, find the new card you want to add.
  3. Select Add to Wallet.
  4. Your card is ready to use with merchants that accept digital payments.
  5. Don’t forget to activate your physical card once it arrives.

Yes. A physical card will be mailed and arrive in 3-5 business days. Once received it must be activated before use.

You can view a digitally issued card or mark a card lost/stolen using a desktop. You will need to be on your mobile device to add your card to your digital wallet.

A new card will be digitally issued immediately, and you can add your new card to your digital wallet.

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