Making a Difference in Our Members’ Lives

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Our journey began in 1953 with the vision of a dedicated group of Baltimore County Public School teachers, a shared commitment to making a meaningful difference in their community, and just $5 in a cigar box.

Although created to serve Baltimore County Public School employees, we have grown to serve the employees, students, and parents of the Baltimore, Carroll, Somerset and Worcester County Public School systems, as well as the employees and families of many area businesses, hospitals, private schools and colleges.

From those modest beginnings, First Financial Federal Credit Union has stayed true to that vision: serving our members with care, compassion, and an unwavering focus on improving their lives. While our financial products and services are the cornerstone of helping members thrive, we believe in going beyond expectations. We embrace a simple but powerful philosophy—doing what truly matters. 

Our members and our community are at the heart of everything we do—today, tomorrow, and always. So join us and be a part of something special… be a part of the First Financial difference.

We are always #BetterTogether

  • Youth Initiatives

    We are committed to empowering the youth in our community through impactful financial education.
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  • Community Involvement

    At First Financial, volunteering, giving back and making a positive impact to our community is at the heart of what we do.
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  • Financial Wellness First

    No matter where you are in life, our tools and videos are here to help you achieve your financial goals.
    Learn More about Financial Wellness Center

    We're so much more than banking.

    Financial Wellness | Partner with Us | Giving Back | Voice of the Member

    Member Experience

    We are committed to providing a service experience that delights our members and ensures they continue to rely on us for their financial needs. Our goal is to create the feeling of being part of an exclusive club, tailored to meet each member’s unique and individual requirements. By leveraging advanced technologies and innovative banking solutions, we aim to make every interaction seamless, personal, and welcoming.

    Financial Responsibility

    We are committed to protecting and safeguarding our members’ funds. It is our highest priority. We will conduct the financial matters of the credit union with honesty and integrity in our approach to all legal, regulatory, and fiduciary duties.

    Social Responsibility

    Our financial product and service offerings are at the core of helping our members live better every day, but we believe in doing more than what is expected; we believe in doing what matters. This belief is the foundation of the First Financial difference. Giving back to our community to enhance the well-being of those we serve is who we are and what we do. We demonstrate this commitment through a storied history of endless hours of volunteer service and millions of dollars in grants and donations to individuals, families, and the community at large.

    Values and Beliefs

    The values and beliefs of First Financial Federal Credit Union are built upon the foundation of the credit union movement philosophy of ‘people helping people’. We serve our members and staff equally and with compassion. First Financial strives to be a diverse and inclusive place for all members and employees to belong and succeed.

    As an organization we do not tolerate discrimination, harassment or racism; it has never been, nor ever will be a part of our culture. We are committed to treating our members and staff with respect and dignity in our dealings, interactions, employment, and lending practices. We, the Board, Management, and Employees of First Financial Federal Credit Union are committed to continuing our efforts to make a positive change in our community and world.

    Here's what First Financial members are saying…

    “Been a member for years. Best rates, best service, there for me when I have questions. Member for life.”

    Ray B. | Member Since 1984, Lutherville Branch

    Don’t Just Bank, Belong.®

    Get great products and services from a local credit union that cares. Join us for life and bring your family along, too.
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      We invite you to get touch with us.

      Visit a branch, give us a call, or join our team and let us be part of your financial success.

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