Your Money, Your Way, Every Day

Checking with no minimum balance or monthly maintenance fees 

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Don’t Just Bank, Belong.®

Join the Maryland credit union offering members and our community so much more.

    • Better Rewards Checking

      3.00% APY*

      Do more. Get more.

      Earn More Today 

    • From Blueprints to Bliss

      Get the easy, breezy financing you need to complete your home improvements with a Home Equity Line of Credit. 

      Learn More  – community

    • Auto Loans as low as

      5.24%APR*

      Drive your dream, save big today 

      Apply Today 

    • Get Paid Up to 2 Days Sooner

      with Early Bird Deposit. Available automatically with any First Financial checking account for any payroll or government payment that’s directly deposited. 

      Get Paid 

    • Certificate Builder

      Earn 3.55%APY*

      Start with as little as $100 & add more funds whenever you’re ready. 

      Learn More 

    Mobile Banking at your side 24/7.

    Manage your accounts wherever you are — even check your credit score for free.

    Learn More about digital banking

    Download our App!

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    Experience the First Financial difference.

    • Lower Rates

      As a not-for-profit financial institution, we offer our members lower loan rates because we put you first – not profits.

      View Rates 

    • Scholarship Program

      Every year we award $3,000 scholarships to high school seniors within our field of membership.

      Learn More  – Scholarship Program

    • Financial Wellness

      We’re more than a place to bank. We offer powerful educational tools to help members achieve life goals.

      Discover More  – Financial Wellness

    • Become a Member

      Once a member, always a member. Joining First Financial is easy, and you can join online today.

      Explore Membership About FFFCU 

      We’re always #BetterTogether.

      Since 1953, First Financial Federal Credit Union has been strengthening the community through volunteering, donations, and financial education.

      172167

      First Financial’s 2025 community contributions to date

      9840

      Students reached during 2024-2025 school year

      Banking made easy.

      We’re your partner in your financial success. Visit a branch, give us a call, open an account, or come join our team.

      Find a Branch
      Contact Us
      Open an Account
      Join Our Team