Traditional Rewards Visa® Credit Card

The rewards credit card with a fixed low rate. It’s the smart choice if you occasionally carry a balance from month to month.

Apply Now  for a Traditional Rewards VisaView Rates 
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Traditional Rewards Visa Credit Card Features

  • 1% cash rebate on purchases
  • Fixed APR from 9.90%-18.00%1
  • 0% introductory rate for 6 months for qualified members
  • Credit limits from $3,000 to $15,000
  • No annual fee
  • No balance transfer fee
  • Full month grace period on purchases
  • Same rate applies to purchases, cash advances, and balance transfers
  • Digital issue credit card for immediate use before actual card arrives in the mail
  • Quick, secure touch-free purchases all from your smartphone with Digital Wallet
  • Visa Account Updater (VAU) – Participating merchants receive updated card information for reoccurring bills/purchases2

Tap. Earn. Repeat.

Our Traditional Rewards Visa Credit Card offers low rates with lots of value.

Intro APR

0%

for 6 months for qualified members

Cash Rebate:

1%

Balance Transfer Fee

0%

Fixed APR from:

9.90% – 18.00%

Express Visa Credit Card Application

An express application is available for our Traditional Rewards Visa Credit Card for qualified members.
Get approved and receive your digital card within minutes!

Just log into Online Banking and check for ‘Express Visa’ in the dropdown under ‘Apply for a Credit Card.’

Use our Traditional Cashback Calculator

Traditional Cashback Calculator

What is your cash back rate?

1%
$250Per month
$45In annual rewards
$11.25In quarterly rewards

Digital Issuance Visa Credit Cards

First Financial offers digitally issued Visa debit cards and credit cards, letting you use your new card right away, before it arrives in the mail.

The first time a card is issued or if a card is reported as lost or stolen, we’ll provide you with a digital version to add to your digital wallet, allowing you to make quick, secure payments almost anywhere—without having your physical card.

Learn More link to debit card page

Cardholder Benefits

First Financial credit cards offer exclusive benefits, including shopping deals, 24/7 roadside assistance, ID protection with NortonLifeLock, enhanced security features, and zero liability protection.

Learn More  about Cardholder benefits

Start earning cashback on all your purchases today.

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Apply for a credit line increase Cardholder Agreement 

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    1APR means Annual Percentage Rate. Rates are good as of 7/01/22, based on creditworthiness and subject to change.

    2Cardholders are still responsible for following up with merchants to ensure they automatically received fully updated card information through the Visa® Account Updater service. Not all merchants participate in automatic updates. No card information is ever provided to merchants who do not already have the card on file. You may choose to opt out of the free VAU service by completing the Visa® Account Updater opt-out form.