Credit Cards

A First Financial Visa® credit card offers value, convenience, and cash rebates on all your purchases.

Apply Now  for a credit cardView Rates  for Credit Cards
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Let’s match you with the right card for your lifestyle.

Which feature is most important to you?

Credit Cards

All credit cards include:

  • No annual fee
  • 0% introductory rate for qualified member
  • Same rate for purchases, cash advances, and balance transfers
  • No balance transfer fees
  • Cash rebates on purchases
  • Digital issue card upon approval
  • Zero liability policy for unauthorized transactions

Cashback Rewards Visa® Signature Card

A First Financial Cashback Rewards Visa Signature credit card offers higher spending limits, extra rebates, and is perfect for those with Good to Excellent credit and who prefer to earn premium rewards.

Reward Yourself

Earn premium rewards by getting up to 2% cash rebates on all purchases1.

Intro APR2

0%

for 6 months

Cash Rebate:

1.5% – 2%

Balance Transfer Fee:

0%

Variable APR:

14.99% – 18.00%

Signature Cashback Calculator

What is your cash back rate?

or
$250Per month
$45In annual rewards
$11.25In quarterly rewards
Apply Now  for Cashback Rewards VisaView Details  – Cashback Rewards Visa

1A cash rebate of 2% is contingent upon opening and maintaining Better Rewards Checking; otherwise purchases earn a 1.5% cash rebate. See requirements for Better Rewards Checking.

2APR means Annual Percentage Rate. Rates are based on creditworthiness, and will vary with the market based on the Prime Rate. For additional terms, conditions and disclosures, view our Cardholder Agreement and the Signature Rewards Terms & Conditions.

Traditional Rewards Visa Signature Card

A First Financial Traditional Rewards Visa credit card offers the lowest rate, which may be better if you carry a balance.

Enjoy Peace of Mind

Get the lowest fixed rate for a predictable APR3 on purchases. Plus, earn 1% cash rebates on all purchases.

Intro APR

0%

for 6 months

Cash Rebate:

1%

Balance Transfer Fee:

0%

Fixed APR

9.90%-18.00%

Traditional Cashback Calculator

What is your cash back rate?

1%
$250Per month
$45In annual rewards
$11.25In quarterly rewards
Apply Now  for Cashback Rewards VisaView Details  – Cashback Rewards Visa

3APR means Annual Percentage Rate. Rates are based on creditworthiness. For additional terms, conditions and disclosures, view our Cardholder Agreement.

Compare Accounts

Credit Card Comparison

  • Cash Rebate on Purchases
  • Rate
  • Introductory APR4
  • Balance Transfer Fee
  • Credit Limits
  • Special Perks
  • Express Application


    • Cashback Rewards Visa® Signature Card

    • 1.5% to 2%1
    • Variable APR2 14.990% – 18.00%
    • 0% for 6 months
    • 0%
    • Up to $35,000
    • checked
    • not checked

    • Apply Now
      Learn More


    • Traditional Rewards Visa® Card

    • 1%
    • Fixed APR3 9.90% – 18.00%
    • 0% for 6 months
    • 0%
    • Up to $15,000
    • checked
    • Log into Online Banking to see if you’re eligible

    • Apply Now
      Learn More

1A cash rebate of 2% is contingent upon opening and maintaining Better Rewards Checking; otherwise purchases earn a 1.5% cash rebate. See requirements for Better Rewards Checking.

2APR means Annual Percentage Rate. Rates are based on creditworthiness, and will vary with the market based on the Prime Rate.

3APR means Annual Percentage Rate. Rates are based on creditworthiness; other terms and conditions may apply.

4For qualified members.

    Digital Issuance Visa Credit Cards

    First Financial offers digitally issued Visa debit cards and credit cards, letting you use your new card right away, before it arrives in the mail.

    The first time a card is issued or if a card is reported as lost or stolen, we’ll provide you with a digital version to add to your digital wallet, allowing you to make quick, secure payments almost anywhere—without having your physical card.

    Learn More 

    Let's build your brighter financial future, together.

    Level up your money skills with our helpful tools and videos.

    • Banzai Learning Center

      In-depth lessons explore the financial topics you care about the most.
      Learn More  about Banzai Learning Center

    • Credit Card Best Practices

      By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases.
      Learn More 

    • GreenPath™ Financial Wellness

      Take control of your finances with our partnership with GreenPath. Access free debt counseling, financial education, and personalized advice.
      Learn More  about GreenPath

      Looking for more financial education resources? Visit our Learning Center.