Your Money, Your Way, Every Day

Checking with no minimum balance or monthly maintenance fees 

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Don’t Just Bank, Belong.®

Join the Maryland credit union offering members and our community so much more.

    • Better Rewards Checking

      3.00% APY*

      Do more. Get more.

      Earn More Today 

    • From Blueprints to Bliss

      Get the easy, breezy financing you need to complete your home improvements with a Home Equity Line of Credit. 

      Learn More  – community

    • Auto Loans

      5.75%APR*

      Drive your dream, save big today 

      Apply Today 

    • Get Paid Up to 2 Days Sooner

      with early bird deposit. 

      Get Paid 

    • Certificate Builder

      Earn 3.55%APY*

      Start with as little as $100 & add more funds whenever you’re ready. 

      Learn More 

    Mobile Banking at your side 24/7.

    Manage your accounts wherever you are — even check your credit score for free.

    Learn More about digital banking

    Download our App!

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    Experience the First Financial difference.

    • Lower Rates

      As a not-for-profit financial institution, we offer our members lower loan rates because we put you first – not profits.

      View Rates 

    • Scholarship Program

      Every year we award $3,000 scholarships to high school seniors within our field of membership.

      Learn More  – Scholarship Program

    • Financial Wellness

      We’re more than a place to bank. We offer powerful educational tools to help members achieve life goals.

      Discover More  – Financial Wellness

    • Become a Member

      Once a member, always a member. Joining First Financial is easy, and you can join online today.

      Explore Membership About FFFCU 

      We’re always #BetterTogether.

      Since 1953, First Financial Federal Credit Union has been strengthening the community through volunteering, donations, and financial education.

      214075

      First Financial’s 2024 community contributions to date

      6

      Total student-run high school First Financial branches

      Banking made easy.

      We’re your partner in your financial success. Visit a branch, give us a call, open an account, or come join our team.

      Find a Branch
      Contact Us
      Open an Account
      Join Our Team